Fees and Insurance
Fees
50 minute individual therapy sessions are $295.
Sliding scale or reduced fee spots may be available. Please inquire during your consultation call for more information.
Insurance
While I am not in-network with any insurance providers, some clients have out-of-network (OON) benefits through their insurance plan, which may allow you to get reimbursement for a portion of your session costs. I am happy to provide you with a receipt called a “superbill,” which you can submit directly to your insurance for reimbursement if you have OON benefits. I’ve also included additional resources below that may help you to easily determine your OON benefits and submit claims for reimbursement.
Verifying out-of-network benefits with insurance
You can reach out to your insurance company directly (using the phone number on the back of your insurance card) to get more information about your benefits for therapy. I recommend you call your insurance provider (phone number on the back of your insurance card) and ask the following questions:
- What is my OON coverage for outpatient mental health services?
- What is my OON deductible? How much has already been met?
- Will I need to pay out of pocket for OON therapy until the deductible has been met?
- What percentage of the total cost or dollar amount will be reimbusred after my deductible is met?
- Am I required to get a referral from a primary care physician or other referring provider?
- What outpatient mental health service codes does my insurance plan cover? I am also happy to walk through this process further in our initial consult call or further down the line should we choose to work together.
Why it may be more cost effective to work with an out-of-network OCD specialist
Depending on your insurance plan, paying privately for specialized OCD treatment may cost about the same—or sometimes even less—than using insurance.
Insurance doesn't always mean lower cost
Every insurance plan is different, but many clients have:
- High deductibles
- Large copays
- Coinsurance (where you pay a percentage of every visit)
- Limits on which therapists they can see
OCD treatment is also highly specialized, and many client experience better results with fewer sessions with they work with a specialist
Here's a common scenario:
Option A: Insurance Therapist 20 sessions $50 copay
Your total cost: $1,000
Option B: Specialized Private Pay OCD Therapist 8 sessions $150 per session
Your total cost: $1,200
In this example, the private-pay option costs only $200 more, despite each session costing three times as much. Many clients find that recovering more quickly with less treatment is worth the modest difference in total cost.
Cancellation policy
If an appointment is canceled with less than 24 hours notice, you will be charged the full cost of the session. Cancellation fees cannot be submitted to insurance for OON reimbursement.
Good faith estimate
The federal “No Surprises Act” grants consumers the right to receive a “Good Faith Estimate”explaining how much their medical and mental health care will cost. Under the law, health care providers, including psychotherapists, must give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for treatment services.The act also requires healthcare providers, including psychotherapists, to inform their clients of this right. Additionally, this act requires that information regarding the availability of a “Good Faith Estimate” must be prominently displayed on the website of all health care providers, including psychotherapists.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask all of your health care providers, including your therapist and other providers from whom you seek treatment, for a Good Faith Estimate before you schedule a service.If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises/.